Legal Disclaimer & Terms Of Use

© MMVIII GLOBAL INFORMATION PROVIDERS, LLC

ALL RIGHTS RESERVED. No part of our Courses, Systems or Software programs including the manuals, audios, files, client records keeping systems, marketing materials, websites or any other items contained herein may be reproduced, modified or transmitted for resale or use by any party without the expressed written permission of the author. The individual licensee is the sole authorized user of this information only. Licensee is authorized to use the information in our Courses, Systems and Software programs for his or her own client service use only. Licensee is authorized to use the Software in conjunction with our Client Records Keeping Systems only. The Author reserves the right to change or limit the use of our Courses, Systems and Software programs. All other reproduction or transmission, or any form or by any means, electronic or mechanical, including photocopying, recording or by any informational storage or retrieval system, is prohibited without express written permission from the author.

LEGAL NOTICES: While all attempts have been made to provide effective, verifiable information, neither the Author or Vendor assumes any responsibility for errors, inaccuracies, or omissions. Any slights of people or organizations are unintentional. If advice concerning tax, legal, compliance, or related matters is needed, the services of a qualified professional should be sought. Our Courses are not a source of legal, regulatory compliance, or accounting information, and it should not be regarded as such. Our Courses are designed to provide accurate and authoritative information in regard to the subject matter covered. It they are sold with the understanding that neither the Author or Vendor is engaged in rendering legal, accounting or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. Due to the nature of the financial services industry and varying rules regulating business activities in this field, some practices proposed in our Courses may be prohibited in certain circumstances and locations. Since federal and local laws differ widely, as do codes of conduct for members of professional organizations and agencies, Licensee must accept full responsibility for determining the legality and/or ethical character of any and all business transactions and/or practices adopted and enacted in his or her particular field and geographic location, whether or not those transactions and/or practices are suggested, either directly or indirectly, in our Courses. As with any business advice, the reader is strongly encouraged to seek professional counsel before taking action. NOTE: No guarantees of income or profits are intended by our Courses. Many variables affect each individual's results. Your results will vary from the examples given. The Author nor Vendor cannot and will not promise your personal success. Neither the Author nor Vendor has any control over what you may do or not do with our programs, and therefore cannot accept the responsibility for your results. You are the only one who can initiate the action, in order to reap your own rewards! Any and all references to persons or businesses, whether living or dead, existing or defunct, is purely coincidental.

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© MMVIII Global Information Providers, LLC

END USER LICENSE AGREEMENT:

Under this End User License Agreement (the "Agreement"), Michael Gegelman (the "Author") grants to the user (the "Licensee") a non-exclusive and non-transferable license (the "License") through Global Information Providers, LLC (the "Vendor"), to use the Author’s courses (the "Courses"), the systems (the "Systems") and the software (the "Software"). The Author’s "Courses" includes the manuals, audios, software programs, Client Records Keeping Systems, marketing materials or any other items contained herein. The Author’s "Systems" includes the business methods outlined in the courses. The Author’s "Software" includes the executable computer programs, the source code and any related printed, electronic and online documentation and any other files that may accompany the courses and software programs. Title, copyright, intellectual property rights and distribution rights of the Courses, the Systems or the Software remain exclusively with the Author and or Vendor. Intellectual property rights include the look and feel of the Courses, the business methods, the Systems, the Software and the Client Records Keeping Systems, the Courses, Systems and Software produces. This Agreement constitutes a license for use only and is not in any way a transfer of ownership rights to the Courses, the Systems or Software. The Courses and Systems may be only be used by the licensee for his or her own client service use. The Software may be only be used by the licensee for his or her own client service use from any computer. A single copy of the Software may be made for backup purposes only. The rights and obligations of this Agreement are personal rights granted to the Licensee only. The Licensee may not transfer or assign any of the rights or obligations granted under this Agreement to any other person or legal entity. The Licensee may not make available the Courses, the Systems or Software for use by one or more third parties. The Courses, the Systems and Software may not be modified, reverse-engineered, or de-compiled in any manner through current or future available technologies. The Licensee nor any of Licensee’s business entities may not use the Courses, the Systems or Software to develop for his/her personal use or for distribution a competing course, system or software package. The Licensee nor any of Licensee’s business entities may not develop a competing course, system or software package. The Licensee nor any of Licensee’s business entities may not promote, offer for distribution or sell a competing course, system or software package under this Agreement or for a period of at least two years following termination of this agreement. Failure to comply with any of the terms under the License section will be considered a material breach of this Agreement. The original purchase price paid by the Licensee will constitute the entire license fee for the Courses, the Systems and the Software and is the full consideration for this Agreement. The Courses, the Systems and the Software is provided by the Vendor and accepted by the Licensee "as is". Neither the Author nor Vendor assumes any Liability in the use of the Courses, the Systems or Software. Neither the Author nor Vendor will be liable for any general, special, incidental or consequential damages including, but not limited to, loss of production, loss of profits, loss of revenue, loss of data, or any other business, regulatory or economic disadvantage suffered by the Licensee arising out of the use or failure to use the Courses, the Systems or the Software. Neither the Author nor Vendor make any warranty expressed or implied regarding the fitness of the Courses, the Systems or the Software for a particular purpose or that the Courses, the Systems and the Software will be suitable or appropriate for the specific requirements of the Licensee. Neither the Author nor Vendor warrants that use of the Software will be uninterrupted or error-free. The Licensee accepts that software in general is prone to bugs and flaws within an acceptable level as determined in the industry. The Vendor may remedy any non-conforming Software by repairing or replacing any or all of the Software. The Author warrants and represents that he is the copyright holder of the Courses, the Systems and Software. The Author and Vendor warrants and represents that granting the license to use the Courses, the Systems and the Software is not in violation of any other agreement, copyright or applicable statute. All terms, conditions and obligations of this Agreement will be deemed to be accepted by the Licensee ("Acceptance") on the opening of the sealed shipping package. The Licensee will be entitled to 90 days of free phone or email support included with the original purchase price of the Courses. The Licensee is entitled to extended free phone or email support through the paid monthly membership program. Phone or email support is available 9:00 AM to 5:00 PM Eastern. The Licensee will be entitled to maintenance upgrades and bug fixes, at no additional cost, for a period of 90 days from original purchase date. The Licensee is entitled to extended maintenance upgrades and bug fixes, at no additional cost through the paid monthly membership program. The term of this Agreement will begin on Acceptance and is perpetual. This Agreement will be terminated and the License forfeited where the Licensee has failed to comply with any of the terms of this Agreement or is in breach of this Agreement. On termination of this Agreement for any reason, the Licensee will promptly destroy the Software or return the Software to the Author or Vendor. The Author and Vendor will be free of liability to the Licensee where the Author or Vendor is prevented from executing its obligations under this Agreement in whole or in part due to Force Majeure, such as earthquake, typhoon, flood, fire, and war or any other unforeseen and uncontrollable event where the Author or Vendor has taken any and all appropriate action to mitigate such an event. The Parties to this Agreement submit to the jurisdiction of the courts of the State of Florida for the enforcement of this Agreement or any arbitration award or decision arising from this Agreement. This Agreement will be enforced or construed according to the laws of the State of Florida. This Agreement can only be modified in writing signed by both the Author and the Licensee. This Agreement does not create or imply any relationship in agency or partnership between the Vendor and the Licensee. Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine gender include the feminine gender and vice versa. Words in the neuter gender include the masculine gender and the feminine gender and vice versa. If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, it is the parties' intent that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result. This Agreement contains the entire agreement between the parties. All understandings have been included in this Agreement. Representations which may have been made by any party to this Agreement may in some way be inconsistent with this final written Agreement. All such statements are declared to be of no value in this Agreement. Only the written terms of this Agreement will bind the parties. This Agreement and the terms and conditions contained in this Agreement apply to and are binding upon the Vendor's successors and assigns. All notices to the Author or Vendor under this Agreement are to be provided at the following address: Global Information Providers, LLC., 777 South Flagler Drive, Suite 800 - West Tower, West Palm Beach, FL 33401.

DISCLAIMER AND TERMS OF USE AGREEMENT

The author and publisher of these books, software programs, websites and the accompanying materials have used their best efforts in preparing these books, software programs and websites. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of these books, software programs and websites. The information contained in this books, software programs and websites is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this books, software programs and websites, you are taking full responsibility for your actions.

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THE PRODUCT(S) AND THEIR POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT(S), IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A “GET RICH SCHEME.” ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS. MATERIALS IN OUR PRODUCT(S) AND OUR WEBSITE(S) MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE. ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties. As always, the advice of a competent legal, tax, accounting or other professional should be sought. The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this books and websites. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. These books, software programs and websites are © copyrighted by the original authors. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within these books, software programs, websites and the accompanying materials under any circumstances.

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